1. Why do many beginners get into trouble by owning too many ETFs?
2. Which ETF feature most directly helps beginners avoid emotional investing decisions?
3. Why can chasing the highest recent ETF returns be risky for beginners?
4. What is the main advantage of a total-market ETF like VTI or VOO for beginners?
5. Which ETF type is most appropriate for a beginner who wants simplicity and lower volatility?
